credit-card applicant

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• Credit score — A credit score is a numerical expression based on a statistical analysis of a person s credit files, to represent the creditworthiness of that person. A credit score is primarily based on credit report information typically sourced from credit… …   Wikipedia

• Credit Limit — The amount of credit that a financial institution extends to a client. Credit limit also refers to the maximum amount a credit card company will allow someone to borrow on a single card. Credit limits are usually determined based on information… …   Investment dictionary

• Credit Application — A request for an extension of credit, either orally or in written form. The request must follow the lender s extension request procedures in order to be valid. The application must legally contain all pertinent information relating to the cost of …   Investment dictionary

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• Equal Credit Opportunity Act — (ECOA) USA A federal statute that prohibits creditors from discriminating in any aspect of a credit transaction on the basis of an applicant s race, color, religion, national origin, sex, marital status or age (if the applicant is legally capable …   Law dictionary

• British national identity card — Enabling legislation for the British national identity card was passed under the Identity Cards Act 2006. [ [http://www.opsi.gov.uk/ACTS/acts2006/20060015.htm Identity Cards Act 2006] , Office of Public Sector Information, accessed 14 October… …   Wikipedia

• Consumer Credit Act 1974 — United Kingdom Parliament Long title An Act to establish for the protection of consumers a new system, administered by the Director General of Fair Trading, of licensing and other control of traders concerned with the provision of credit, or the …   Wikipedia

• Fair Credit Reporting Act — (FCRA) A federal law that regulates the use and content of credit reports to protect consumer privacy and ensure the accuracy of the information they contain. The FCRA restricts the information that may be included in a credit report, limits who… …   Law dictionary

• FNBO Direct — Infobox Company company name = FNBO Direct company company type = foundation = 2006 location = flagicon|USA Omaha, Nebraska key people = Rajive Johri, President (FNBO) num employees = parent = First National Bank of Omaha industry = Finances… …   Wikipedia